Payment Methods - Homiqo

Payment Methods

We offer a variety of secure payment options to make your shopping experience as convenient as possible

Choose Your Preferred Payment Method

All transactions are encrypted and secured. Choose the payment method that works best for you.

VISA

Visa

Pay securely with your Visa credit or debit card. Accepted worldwide with instant processing.

  • Instant payment processing
  • Secure 3D authentication
  • Credit & debit cards accepted
MC

Mastercard

Use your Mastercard for fast and secure payments with fraud protection included.

  • Zero liability protection
  • SecureCode verification
  • Worldwide acceptance
AMEX

American Express

Enjoy premium payment experience with American Express cards and earn rewards.

  • Membership rewards eligible
  • SafeKey protection
  • Purchase protection included
PP

PayPal

Pay quickly and securely without sharing your financial information with us.

  • Buyer protection program
  • No card details shared
  • One-click checkout
K

Klarna

Buy now and pay later with flexible payment plans. Split your purchase into installments.

  • Pay in 3 installments
  • Pay later in 30 days
  • No interest if paid on time
🏦

Bank Transfer

Transfer funds directly from your bank account for larger purchases.

  • Direct bank-to-bank transfer
  • Ideal for large orders
  • No card required
V PAY

V Pay

European debit card payment system for secure chip and PIN transactions.

  • Chip & PIN security
  • European card support
  • Debit card payments
M

Maestro

Pay directly from your bank account using your Maestro debit card.

  • Direct debit payments
  • PIN verification
  • Wide European acceptance

Safe & Secure Payments

We take your security seriously. All transactions are protected with industry-leading security measures.

🔒

SSL Encryption

256-bit SSL encryption protects all your data during transmission.

🛡️

3D Secure

Additional authentication layer for card payments verified by your bank.

PCI Compliant

We meet all Payment Card Industry Data Security Standards.

🔐

Fraud Protection

Advanced fraud detection systems monitor all transactions 24/7.

Easy Checkout Process

Complete your purchase in just a few simple steps.

1

Add to Cart

Browse our products and add your favorites to your shopping cart.

2

Checkout

Review your cart and proceed to our secure checkout page.

3

Choose Payment

Select your preferred payment method from our available options.

4

Confirmation

Receive instant confirmation and tracking details via email.

Payment Questions

Find answers to common payment-related questions.

When will my card be charged?

Your card will be charged immediately when you place your order. For Klarna, charges depend on your selected payment plan.

Is it safe to save my card details?

Yes, we use encrypted tokenization to store card details securely. Your full card number is never stored on our servers.

Why was my payment declined?

Payments may be declined due to insufficient funds, incorrect details, or bank security checks. Please contact your bank or try another payment method.

How do refunds work?

Refunds are processed to your original payment method within 5-10 business days after we receive your return.

Can I change my payment method after ordering?

Once an order is placed, the payment method cannot be changed. Please contact us immediately if you need assistance.

Ready to Shop?

Browse our collection and enjoy a seamless, secure checkout experience.

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